Loans
It's your decision which asset you choose, and we give you the flexibility to pay one full payment or a weekly, fortnightly or monthly payment for the purchase. We will work with you to get you the best options for your situation that may include Financing or Leasing.
The Smooth difference is should any listed life changing event occur, we give you a 12 months complimentary vehicle hand back policy. (Conditions apply)
Our loans are available to purchase the following assets:
Motor Vehicles
We will Finance New to 10 year old vehicles, either purchased through a dealer, auction or privately. The difference between or facilities depend on your cash flow and:
Is the motor vehicle mostly for personal use?
Do you want to eventually own it outright?
Personal Motor Vehicle Loan
Features:
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Flexible: Loan terms of between 1-7 years, depending on needs and age of the asset.
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Commercial Motor Vehicle Loan
Provides finance for companies, business entity and individuals that are going to be using the motor vehicle over 50% for business use.
Features
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Motor Bikes
We provide finance for Motor Bikes new to 5 years old, either purchased through a dealer, auction or privately.
Features
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Boats
Buy the boat of your dreams, a second-hand model, trade up or update your existing boat.
Features:
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply
Equipment
For business, corporates and or commercial purposes. Ranging from office fit outs to earth moving machines Our lenders will finance or lease new and used equipment. The difference between or facilities depend on your cash flow and:
Do you want to eventually own it outright?
Asset Purchase
Features:
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)