Leasing
It’s your decision which asset you choose, and we give you the flexibility to pay one full payment or a monthly payment for the purchase. We will work with you to get you the best options for your situation that may include Financing or Leasing.
The Smooth difference is should any listed life changing event occur, we give you a 12 months complimentary vehicle hand back policy. (Conditions apply)
Our leases are available to purchase the following assets:
Motor Vehicles
We will Lease New to 10 year old vehicles, either purchased through a dealer, auction or privately. The difference between or facilities depend on your cash flow and:
Is the motor vehicle mostly for personal use?
Do you want to eventually own it outright?
Finance Lease
Provides companies, business entity and individuals that are going to be using the motor vehicle over 50% for business use, to purchase the Motor Vehicle you require and lease the goods to you. You enjoy the use of goods for an agreed time in return for rental repayments.
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Novated Lease
Need to use a Motor vehicle for your work. Want to be able to choose the motor vehicle, and take it with you if you leave the job.
This loan is designed primarily for people who wish to choose their own company car then salary-sacrifice the monthly loan repayments – which may offer tax advantages. Novated leases are typically three-party arrangements: the employee chooses the vehicle; our lender buys the vehicle; the employer pays our lender the monthly rental payments out of your pre-tax salary dollars.
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY.
Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset.
Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Operating Lease
An operating lease is simply a rental agreement. You avoid the risk associated with ownership and have no residual value liability. At the end of your operating lease agreement you may simply return the vehicle and you owe nothing further.
Equipment
We will Lease New to 10 year old vehicles, either purchased through a dealer, auction or privately. The difference between or facilities depend on your cash flow and: Is the motor vehicle mostly for personal use?
Do you want to eventually own it outright?
Finance Lease
You enjoy the use of goods for an agreed time in return for rental repayments.
Fast Approval: Apply today and we will let you know whether your loan has been approved, usually by the next business day.
No Deposit: Use your cash for other things because 100 per cent finance is available to approved customers. Registration, Insurance and on-road costs can be included in the loan.
Convenient: Repayments can be made by direct debit or BPAY. Flexible: Loan terms of between 1-5 years, depending on needs and age of the asset. Early Repayment: You have the flexibility to repay the contract in full before the term ends. (Early termination charges apply.)
Safe: Although we give you a 12 Month Complimentary Vehicle Hand Back Policy; you can extend this to the term of your loan. (A cost will apply)
Operating Lease
An operating lease is simply a rental agreement. You avoid the risk associated with ownership and have no residual value liability. At the end of your operating lease agreement you may simply return the vehicle and you owe nothing further.
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